Yes, it can. Some lenders will request evidence of the planned work whether that’s through recent quotes or plans, and they will want to know whether the work is structural or non-structural. Many lenders will also stipulate that there must be proof of building consents and planning permission before they can proceed. Different types of renovation work cost different amounts of money, so many lenders want to know exactly where the loan will be going. However, not all lenders request the same amount of evidence, and it’s our job to simplify the process for you. If you want to look into the options available, our expert advisors are here to discuss your plans with you and locate a suitable lender – talk to us and we can begin!