Simply put, yes! Sometimes it may seem impossible to get a mortgage if you already have late payments or defaults on your credit report, but there are always options to be considered.
Your credit report may show a number status, e.g., 1,2,3,4. What this means is how many late payments you have at any one time. Lenders may be concerned about arrears being built up on your credit account, and the number of times you have been late on payments.