Extending Mortgage Term – Can You Change Your Mortgage Term During Mortgage?
There are so many factors to consider (especially for a first-time buyer with zero experience) that the mortgage whole process can feel rather daunting.
What Is A Good Loan To Value Ratio?
There are so many factors to consider (especially for a first-time buyer with zero experience) that the mortgage whole process can feel rather daunting.
Is it Possible To Have Two Mortgages?
Owning a home is a significant financial achievement for many. However, life can sometimes lead you down a path where it becomes a milestone but not necessarily the end of your property ambitions. For example, whether you’re considering an investment property, a weekend or holiday home, or an additional living space for your growing family, […]
Buying A Partner Out Of A House
Is Buying A Partner Out Of A House Risky? A joint mortgage may evoke problems if one party decides to get released from the agreement or buy their partner out. This happens due to personal reasons, like divorce, disagreement, or changes in personal circumstances (like moving out). That’s why it’s vital to share a mutual […]
I Own My House Outright – Can I Remortgage? Remortgaging An Unencumbered Property
Owning an unencumbered property means owning a property outright, it’s a mortgage free property and therefore not hindered by loans or potential collateral claims against your assets, known as liens. By having no outstanding debt on the property, you have “full equity”. This means you’d be entitled to all the proceeds of a sale, a […]
First time buyer mortgage
There are so many factors to consider (especially for a first-time buyer with zero experience) that the mortgage whole process can feel rather daunting.
How Long Does A Mortgage Application Take Through A Broker?
For those looking to get on the housing ladder, Help to Buy: Shared Ownership can be a suitable option. Effectively a combination of buying and renting, this affordable housing scheme can help you realise your homeowning ambitions sooner rather than later. Here, we explain everything you need to know about this scheme so you can decide if it’s right for you.
How Much Critical Illness Cover Do I Need? (A Comprehensive Guide)
For those looking to get on the housing ladder, Help to Buy: Shared Ownership can be a suitable option. Effectively a combination of buying and renting, this affordable housing scheme can help you realise your homeowning ambitions sooner rather than later. Here, we explain everything you need to know about this scheme so you can decide if it’s right for you.
Remortgaging For An Extension
Extending your home can be a smart move to increase the value of your property, but how would you fund this expansion? Did you know you can remortgage for an extension? By working with When The Bank Says No’s expert team of remortgaging advisors you can find the perfect deal for you and finance your […]
Advantages And Disadvantages Of Paying Mortgage Off Early
For those looking to get on the housing ladder, Help to Buy: Shared Ownership can be a suitable option. Effectively a combination of buying and renting, this affordable housing scheme can help you realise your homeowning ambitions sooner rather than later. Here, we explain everything you need to know about this scheme so you can decide if it’s right for you.