Fight the fear. Get solid advice
We regularly update our blog with useful insights and updates from the UK mortgage market, helping you stay fully informed. Covering a broad range of subjects, we aim to provide hopeful homeowners with all the information they need to navigate their mortgage journeys successfully. Whatever you’re going through, we’re here to help.
- Emma Jones
- Blog
The term “loan-to-value” or “LTV” is a way to assess the lending risk for the lenders or any financial institution. A high LTV value generally...
- Emma Jones
- Blog
The process of buying a home carries a lot of mixed feelings. On one hand, you’re excited about owning your dream home and turning that...
- Emma Jones
- Blog
The traditional image of homeownership and mortgages is based on a typical scene – a house with brick walls, tiled roofs, and strong, familiar foundations....
- Emma Jones
- Blog
A fixed-rate mortgage offers peace of mind during the introductory phase of the contract. Your monthly payments are static, making all financial planning far easier....
- Emma Jones
- Blog
A renovation mortgage is much like other mortgages, with a caveat – the funds cover both the property purchase and a renovation project. Unlike a...
- Emma Jones
- Blog
Having some credit card debt is not unusual, and ordinarily it is still possible to get a mortgage if you have debt on your credit...
- Emma Jones
- Blog
Porting a mortgage is when you move your current mortgage deal with your existing property to a new property. This involves paying off your old...
- Emma Jones
- Blog
Taking out a mortgage loan means taking on the responsibility of monthly repayments, so it’s important for both you and mortgage lenders to be confident...
- Emma Jones
- Blog
Applying for a mortgage is complicated because you need complete confidence in two things. First, that the house you’re considering purchasing is the perfect one...